Burglary and Theft Insurance
This insurance policy will provide Replacement Cover for Contents of every description following "theft" of such property belonging to the club or community group.
- Definitions:
- "Contents": includes furniture, fixtures, tools of trade, movable plant (excluding stock and motor vehicles), machinery and equipment, customers' goods for which you are responsible.
- "Stock": is all Stock but excluding Tobacco, Cigarettes and Cigars unless specifically mentioned.
- "Theft":
- theft or attempted theft following actual forcible entry into the building;
- theft or attempted theft by a person concealed in the building and exiting after business hours;
- assault or violence, violent intimidation to your employees;
- Additional Policy Benefits:
- Theft without forcible entry covered for electronic equipment to $2,000
- Replacement of Locks (Limit $2,000)
- Employees' Tools, Equipment, Personal Effects and Clothing (Limit $2,000)
- Loss of Negotiable Securities (Limit $100)
- Temporary Protection (Limit $2,000)
- Theft, fraud or dishonesty of your employees provided discovered within 21 days and limited to $2,500.
- Exclusions to cover
- Theft from an open space whether fenced or unfenced which is outside the walls of a building (except where "theft without forcible entry" is insured);
- Money;
- Documents, Patterns, Models, Moulds, Plans or Designs unless specified;
- Tobacco, Cigarettes and Cigars unless specified;
- Theft, fraud or dishonesty of your employees provided discovered after 21 days and/or over $2,500.
This description is issued as a matter of information only and for full terms and conditions you should refer to the policy wording.
We accept no responsibility whatsoever for any inadvertent or negligent act, error or omission on our part in preparing these statements or for any loss, damage or expense thereby occasioned to any recipient of this letter.