Fire and Other Insured Events
This insurance policy will provide reinstatement and replacement cover for buildings, fixtures, fittings, contents and other property of the Club following loss and/or damage resulting from any of the following perils:
Insured Perils:
- Fire,
- Lightning,
- Storm, Rainwater, Wind,
- Water discharging or leaking from pipes or apparatus (including $5,000 to locate the source of the damage),
- Sprinkler Leakage,
- Impact by vehicles, animals (except those kept on premises) and falling trees (but not following felling or lopping),
- Explosion (excluding to Boilers),
- Earthquake (excess – $20,000 or 1% of the total sum insured whichever is less),
- Impact by Aircraft or other aerial devices,
- Riots and Strikes,
- Vandalism ($100 excess),
- Flood
Additional Policy Benefits:
- Accidental Damage (Limits: Buildings $50,000;Contents 25,000);
- Property Temporarily Removed from the Premises (Limit: 10% of sum insured);
- Architects, Surveyors and Legal Fees;
- Rewriting of Records Limit: 10% of the sum insured on Contents or $50,000 whichever is less);
- Loss of Land Value (Limit: $100,000 and not more than 10% of the Building sum insured);
- Fire Extinguishment Costs (Limit $25,000)
- Removal of Debris, Temporary Repairs and Temporary Protection (Limit $5,000 unless specifically nominated sum insured is shown);
- Employees’ Tools, Equipment, Personal Effects and Clothing (Limit $5,000 any one Employee);
- Landscaping (Limit $1,000).
This description is issued as a matter of information only and for full terms and conditions you should refer to the policy wording.
We accept no responsibility whatsoever for any inadvertent or negligent act, error or omission on our part in preparing these statements or for any loss, damage or expense thereby occasioned to any recipient of this letter.