Insurance Covers

Public Liability Insurance

Association and Officials Insurance

Personal Accident Insurance

Business Pack Insurance

• Fire And Other Insured Events
• Business Interruption Insurance
• Burglary And Theft Insurance
• Money Insurance
• Glass Insurance
• Marine Insurance
• Machinery Breakdown Insurance

Supported by the

Marine Insurance

This insurance policy will provide coverage following loss and/or damage to property

• whilst in the normal course of transit by road vehicle anywhere in Australia, or
• anywhere in Australia including whilst in transit.

Insured Events:

Specified Events: Fire, Lighting, Explosion, Theft from locked vehicle or building ,Collision or overturning of the conveying vehicle;

All Risks Cover: Sudden and unforeseen accidental loss or damage.

Geographical Limit

Anywhere in Australia.

Exclusions to cover

Specified Events

• Delay, loss of market, consequential loss, depreciation, deterioration;
• Money;
• Jewellery, watches, furs, antiques, paintings, works of art, precious metals or stones;
• Explosives, petroleum and gas products;
• Livestock;
• Cigarettes, tobacco, wines, spirits, etc;
• Collision by conveying vehicle with curb or uneven surface;
• Theft by employees;
• Electrical and mechanical derangement unless visible damage to exterior of machine.

All Risks Cover

• Mechanical, electronic or electrical breakdown unless as a result of an insured loss;
• Cracking, scratching or breakage of glass or fragile items unless as a result of an insured loss;
• Rust, oxidation, mildew, mould, vermin, insects, change of colour, process of heating, drying, cleaning, dyeing, alteration insured item;
• Action of light or atmospheric conditions, vibration, wear, tear, depreciation;
• Dishonesty by Insured or Others to whom insured property entrusted;
• Action of sea, tidal wave, high water or flood;
• Theft by employees;
• Unexplained inventory shortage;
• Theft other than from forcible and violent entry evidenced by visible damage to the securely locked portion of the building;