Events are a great way for you to engage with your community. Often these events involve a variety of community Stalls, not-for-profit information booths, dance groups from local schools, and stallholders selling their goods.

If You Are The Organiser Of The Event, What Do You Need To Consider?

  • You have a responsibility to make sure you have given consideration as to how you are going to effectively manage risk at any events you hold. Once you have identified, analysed, evaluated and treated any risks you foresee could possibly occur at an event, you are doing what is considered to be, reasonably practicable in providing a safe environment for all in attendance.
  • You could be held responsible for anything that goes wrong as organiser of the event. Visit the risk management tools for guidance.
  • You need to have your own insurances to cover you, the organiser of the event. Talk to the LCIS team who can assist you with all of your insurance requirements.

Having Any Stallholders At The Event?

  • Stallholders and interest groups should have the proper licence to sell products and to exhibit at any event;
  • These groups should have their own Public/Products Liability Insurance;
  • Stallholders and interest groups have a duty of care to members of the public (third parties) while selling their products and/or services;

If someone is injured, or their property is damaged while the stallholder is providing a service or as a result of a product sold, the injured party could sue the stallholder. So it is really important that market stalls have a Public and Products Liability insurance policy rather than just Public Liability cover only.

If the stallholder is found responsible for loss or damage, they may be required to pay for the damage or injury they have caused. Even if the stallholder is not found to be legally liable, they may still incur legal costs to defend themselves.

If the stallholder had decided not to purchase Public and Products liability insurance prior to the incident, they could be significantly out of pocket as a result.

Contact the LCIS Team – 1300 853 800