Event Cancellation

Event Cancellation insurance can help protect your organisation’s financial investment in community based events, festivals and conferences. Should adverse weather or other unforeseen circumstances beyond your control cause the necessary cancellation, abandonment, postponement or interruption of your event, this policy can help cover any financial loss suffered by your organisation as a result.

Festival customers event cancellation

So, what would you do if your event had to be cancelled, postponed or abandoned unexpectedly and beyond your control?

Community groups and event operators put significant effort into organising and coordinating events for their communities. Whatever the event, we recognise the commitment and expense involved in delivering a great experience for your communities.

This is where Event Cancellation can help protect your organisation's financial investment in community-based events.

Examples of what can be covered by Event Cancellation insurance?
Adverse Weather Conditions:

Event cancellation due to rain, flood, high winds, bushfire, excessive heat, snow, lightning, earthquake, cyclone or storm. A level of adverse weather which impacts the safety of participants or attendees at an event.

People Risks

Event cancellation due to a key performer being unable to appear due to illness, accident or death.

Venue Risks

Event cancellation due to power failure, failure of transport services, Inability to setup in preceding days or car parking facilities unusable due to soft grounds.

Political Risks

Civil unrest caused by protests or demonstrators.

Forced event closure

Closure by public authority due to health and safety risk.


Terrorism or bomb threat, including both threat of and the actual act.

*Note: Excludes communicable or infectious disease, including COVID-19.

Event Cancellation Insurance - Frequently Asked Questions
Who should take out Event Cancellation Insurance?

Event Cancellation insurance is generally appropriate for events with a budget of $30,000 or higher, and is more affordable than you may think.

When should you take out Event Cancellation Insurance?

As a guide, you should be taking out Event Cancellation cover at least 2 – 3 months prior to an event. In order to obtain the best possible terms, we recommend placing cover as far in advance as possible. The policy also requires that you take all reasonable actions to avoid or mitigate loss in relation to the cancellation.

How to arrange Event Cancellation Insurance?

To find out more information about whether Event Cancellation Insurance is right for your upcoming event, contact the LCIS team to discuss your requirements. You will be required to complete a proposal form and provide an event budget along with any other relevant event information.

The above statements are issued as a matter of information only and for full terms and conditions you should refer to the policy wording. All cover is subject to the terms, conditions and exclusions of the policy.

Any Questions?

We’re here to help with all of your insurance and risk management related enquiries. If there is any information on our website you do not understand, if you require clarification in respect of the policies we arrange, or if you need information on your risk management options, please contact us.